With the ever continual discussion about managed healthcare,
dental has not been affected by the Affordable Care Act. However, there are a
few techniques you can utilize to help reduce your out of pocket expenses. And
while it is virtually impossible to obtain free dentistry, these methods can
help you save more at the dental office.
Savings Tips to Reduce Dental Costs and Expenses |
- Don’t wait until the end of the year to start your dental treatment plan. Most insurance plans are based on the calendar year (January through December). And on December 31, the clock is reset on your benefits package. That includes your yearly deductibles and maximums. Starting early in the year gives you an opportunity to use all your benefits before they expire.
- Don’t put off dental work that can be performed this year. For the same reasons listed above, utilize all your benefits before December 31 then continue in January should you need additional work completed.
- Enroll
in a discount dental plan to cover services not covered by your insurance
plan. The key is to choose a dentist that takes both plans and then you
select the plan for that service. If your insurance has a waiting period
for certain procedures, use the discount plan for that procedure. If you
need more services that what is paid for by your insurance, continue
obtaining services but at the discounted fee. Many insurance plans also
restrict orthodontics, implants, white fillings, additional cleanings and
cosmetic dentistry. And while you have to pay the reduced fee, at least
you are saving hundreds of dollars by obtaining a discount rather than
having to pay full price should you not have a discount plan.
- And
should you lose your job or retire, you’ll lose the dental insurance but
the discount dental plan can continue as your primary dental benefit!
Since 1978, American Dental Plan has provided tens of
thousands of Arizona
residents a cost effective approach to obtaining dental services. Over 750
participating general and specialty dentists throughout Arizona !
See how we can help you. Visit www.arizdental.com and enroll today.